Property types we finance
- Multifamily 5+ units (apartments, mixed-income)
- Mixed-use (retail + residential)
- Office buildings and medical offices
- Retail strip centers and standalone retail
- Warehouses and light industrial
- Self-storage facilities
- Hospitality (select markets)
Loan structures available
- Conventional commercial mortgages (bank and non-bank)
- Bridge loans for value-add acquisitions
- DSCR-based commercial financing
- SBA 504 and 7(a) for owner-occupied properties
- Construction and rehab financing
- Cash-out refinance on stabilized assets
General parameters
Loan Amounts
$500K – $20M+
LTV
Up to 75–80%
Amortization
15 – 30 years
Min. DSCR
1.20–1.25x typical
Occupancy
Stabilized or value-add
Recourse
Full or partial (deal dependent)
Commercial terms vary significantly by property type, occupancy, market, and borrower profile. We customize the structure to your deal.
Our process for commercial deals
- Share your deal summary (property, purchase price, financing need)
- We evaluate and identify the right lender for the asset type
- Term sheet delivered, typically within 48–72 hours
- Underwriting and appraisal coordinated
- Close — with clear communication throughout